As students try to manage rising costs of living, a rising HECS debt is just another cost hanging over their heads, student representatives said.<br /><br />University of Wollongong Student Union education officer Sean McLachlan said HECS debts are something students are concerned about when heading into full time work.<br /><br />University of Wollongong students Harry and Kirralee said they were unaware of this year's indexation rate, and how it compared to previous years.